Financial Planning Estate Planning Strategies Is your legacy in place? Together, we create a plan that will strengthen the financial foundation of your children and grandchildren well into the future. With proper planning, your legacy can endure. Retirement Planning Do you know the number? DeMoss Financial can help you determine an appropriate and achievable dollar amount to meet your retirement needs and goals. We will match the best financial vehicles -- 401k's, IRA's, Roth IRA's and Roth Conversions – to your specific objectives. College Savings Planning DeMoss Financial can estimate the future cost of college education for your children, and devise a plan to pay for it. With savings programs like 529 Plans, Coverdell and UGMA plans, the goal is far more attainable than you might think.