Our Services

Financial Planning

Estate Planning Strategies -- Is your legacy in place?  Together, we create a plan that will strengthen the financial foundation of your children and grandchildren well into the future.  With proper planning, your legacy can endure.

Retirement Planning -- Do you know the number?   DeMoss Financial can help you determine an appropriate and achievable dollar amount to meet your retirement needs and goals.  We will match the best financial vehicles -- 401k’s, IRA’s, Roth IRA’s and Roth Conversions – to your specific objectives.

College Savings Planning -- DeMoss Financial can estimate the future cost of college education for your children, and devise a plan to pay for it.    With savings programs like 529 Plans, Coverdell and UGMA plans, the goal is far more attainable than you might think.

Wealth Management 

We offer the traditional full service brokerage accounts with stocks, bonds, mutual funds, check writing, etc.   In addition, we have acess to some of the most forward thinking fee-based advisory companies in the world.   As well as working with products such as annuities and other alternative investments such as Real Estate Investment Trusts.

DeMoss Financial works closely with our clients to choose the platform that best fits their needs and we monitor it closely to ensure your ultimate goals are being met.

Insurance

Insurance products offered by DeMoss Financial include group and individual medical, term and permanent life insurance as well as long term care insurance.  Our Employee Benefits division works closely with our clients HR departments to create the best benefits packge possible in the most cost effective way for the employer.  We offer health, life, dental, vision, long-term care and supplemental policies, such as cancer, accident and hospitalization as well as employer sponsored retirement plans.

Types of medical plans include traditional insurance, self-funded plans and health savings accounts as well as PEO (professional employer organization) services.  PEO's offer human resources, employee benefits, payroll and workers’ compensation, recruiting, risk/safety management, and training and development -- to business owners as a cost-effective management strategy.

We also work with business owners in structuring key man life insurance and corporate buy/sell agreement funding.